First home in NSW
Grants, stamp duty rules and lender criteria change. Here is…
Independent mortgage advice for first home buyers, refinancers and investors across NSW and VIC.
Finance does not need to be confusing. We listen first, map your borrowing power, then present simple choices that match your goals. You get a dedicated broker from hello to handover and regular check-ins after settlement to keep your loan working hard for you.
“At Keystone we do the homework for you. We compare real numbers across a wide lender panel, explain the trade-offs in plain English and move fast when you are ready. Your goals guide every recommendation.”
All service Cards
First time buyer or upgrading, we structure your loan for today and tomorrow.
Check if your current rate, features and fees still stack up. Save money or pay off sooner.
Lending strategies for long-term growth, cash flow and tax outcomes.
Smarter ways to fund vehicles and gear for work or business.
Contracts, checks and settlement support for buyers and sellers.
Funding for working capital, fit-outs and growth. We compare banks and specialists and build a case that matches cash flow and timelines.
We are not owned by a bank. We recommend what suits your situation and goals.
One application, access to 60+ lenders. We do the chasing so you do not have to.
We work with a wide range of banks and specialist lenders. Logos to appear here.
Works across investment lending and complex scenarios. Focused on structure, features and long-term savings.
“Keystone explained every step and gave me clear choices. We had pre-approval faster than expected and settled without stress.”
Jashan K,
Parramatta NSW
“They compared my options across many lenders and moved me to a sharper rate with the features I needed. The follow-up was excellent.”
Melissa V, Glenwood NSW
“The team mapped out scenarios for cash flow and tax and set up the loan structure properly. Very professional.”
Rajesh Patel, Blacktown NSW
No. Our service is free for you. We are paid by the lender you choose.
We work with a panel of more than 60 lenders.
We map your goals and budget, then present a short list with pros and cons so you can choose with clarity.
Photo ID, recent payslips and bank statements. For self-employed clients we may need tax returns and BAS.
Timeframes vary by lender and your documents. We keep you updated and move quickly once everything is complete.
Offset reduces the interest charged by linking savings to your loan. Redraw lets you access extra repayments you have made.
Yes. We can check your eligibility for current state or federal programs and build them into your plan.
Yes. We continue to review your rate and features and check that the loan still suits your needs.
Yes. We can meet by phone or video and manage documents safely online.
Yes. We can arrange vehicle and equipment funding for personal and business use.
We work with a wide range of banks and specialist lenders. Logos to appear here.
