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Refinance

Refinance

Refinance your existing loan with ease and enjoy lower interest rates, reduced EMIs, and flexible repayment options.

Our Program

Refinance Your Loan, Reimagine Your Savings

Refinancing your loan helps you replace your existing loan with a new one on better terms. It can lower your interest rate, reduce monthly EMIs, or adjust your repayment period. By refinancing, you can consolidate debts into a single manageable payment.
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Refinance Your Loan

A strong decision starts with the right structure and features. Here are the essentials: 

Deposit & LMI

Under 20% deposit may trigger Lenders Mortgage Insurance. We’ll model costs and paths to avoid or reduce it.

Rate Type

Variable, fixed or split—each affects flexibility and repayments differently. We’ll match the choice to your plans.

Offset & Redraw

Offset can cut interest by linking savings to your loan; redraw gives access to extra repayments you’ve made.

Eligibility & Docs

Income, liabilities and credit history shape borrowing power. We help you prepare a clean, complete file.

Grants & Concessions

First-home buyer schemes and stamp duty concessions may apply. We’ll check what you can use right now.

How it works

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1. Discover & Plan

A quick call to understand goals, budget and timing. We outline borrowing power and a plan for next steps.

2. Compare & shortlist

One application, access to many lenders. We compare rate, fees and features and present clear, side-by-side options.

3. Apply & get pre-approval

We package the file, handle lender questions and aim for fast pre-approval so you can make offers with confidence.

4. Settle & Beyond

We coordinate to settlement, then schedule ongoing reviews to keep your rate and features working for you.

Choose a loan that fits your life

We work with a wide range of banks and specialist lenders. Logos to appear here. 

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Loan Enquiry Form